:root{--ink:#111827;--ink2:#374151;--mute:#6b7280;--bg:#fff;--soft:#eef3fb;--peach:#fff3e8;--line:#e5e7eb;--brand:#ff6e06;--brand-d:#e25f00;--purple:#5d4fb0;--purple-d:#4a3d96;--blue:#2563eb;--ok:#15803d;--dark:#111111;--r:8px;--shadow:0 6px 24px rgba(17,24,39,.08);--w:1200px;--font:Roboto,system-ui,-apple-system,"Segoe UI",Arial,sans-serif}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:120px}
body{margin:0;font:16px/1.65 var(--font);color:var(--ink2);background:var(--bg);padding-bottom:46px}
img,svg{max-width:100%;height:auto}
a{color:var(--purple);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--brand)}
h1,h2,h3,h4{color:var(--ink);line-height:1.22;margin:0 0 .6em;font-weight:700}
h1{font-size:clamp(1.9rem,4vw,2.9rem)}h2{font-size:clamp(1.45rem,2.8vw,2rem)}h3{font-size:1.15rem}
.hl{color:var(--brand)}
p{margin:0 0 1em}ul,ol{padding-left:1.25em;margin:0 0 1em}li{margin-bottom:.35em}
.wrap{max-width:var(--w);margin:0 auto;padding:0 20px}
.sr{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px 12px;z-index:999}
:focus-visible{outline:3px solid var(--purple);outline-offset:2px}
section.sec{padding:56px 0}section.alt{background:var(--soft)}section.peach{background:var(--peach)}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--brand);margin-bottom:.5rem;border-bottom:2px solid var(--brand);padding-bottom:2px}
.lead{font-size:1.1rem;color:var(--ink2);max-width:64ch}
.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}
/* header */
.topbar{background:var(--dark);color:#d1d5db;font-size:.85rem;text-align:center;padding:7px 12px}
.topbar a{color:#fff;font-weight:700;text-decoration:none}
.hdr{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;gap:14px;height:64px}
.logo{font-weight:800;font-size:1.4rem;color:var(--ink);text-decoration:none;display:flex;align-items:center;gap:8px;letter-spacing:-.02em;flex:none}
.logo .lm{flex:none;display:block}
.logo i{width:28px;height:28px;border-radius:7px;background:linear-gradient(135deg,var(--brand),#ffa34d);display:inline-block;position:relative}
.logo i::after{content:"";position:absolute;left:7px;bottom:7px;width:14px;height:14px;border-left:3px solid #fff;border-bottom:3px solid #fff;transform:skew(-20deg)}
.logo b{color:var(--brand)}
.allc{position:relative;flex:none}
.allc>button{background:var(--purple);color:#fff;border:0;border-radius:6px;padding:10px 16px;font:600 .93rem var(--font);cursor:pointer}
.allc>button:hover{background:var(--purple-d)}
.mega{display:none;position:absolute;left:0;top:100%;margin-top:0;width:min(860px,92vw);background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow);padding:20px;grid-template-columns:repeat(3,1fr);gap:20px}
.allc:hover .mega,.allc:focus-within .mega,.allc.open .mega{display:grid}
.mega::before,.nav .sub::before{content:"";position:absolute;left:0;right:0;top:-14px;height:14px}
.mega h3{font-size:.8rem;text-transform:uppercase;letter-spacing:.07em;color:var(--purple);margin-bottom:8px}
.mega a{display:block;padding:6px 0;color:var(--ink2);text-decoration:none;font-size:.93rem}.mega a:hover{color:var(--brand)}
.search{flex:1;max-width:340px;position:relative}
.search input{width:100%;padding:9px 12px 9px 34px;border:1px solid var(--line);border-radius:6px;font:inherit;font-size:.9rem;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236b7280' stroke-width='2.5' stroke-linecap='round'%3E%3Ccircle cx='11' cy='11' r='7'/%3E%3Cpath d='m20 20-3.5-3.5'/%3E%3C/svg%3E") no-repeat 11px center}
.search input:focus{border-color:var(--purple);outline:0;box-shadow:0 0 0 3px rgba(93,79,176,.15)}
.sresults{position:absolute;left:0;right:0;top:calc(100% + 6px);min-width:340px;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 12px 36px rgba(17,24,39,.16);z-index:80;max-height:70vh;overflow:auto;padding:6px}
.sresults[hidden]{display:none}
.sresults .sh{font-size:.72rem;text-transform:uppercase;letter-spacing:.07em;color:var(--mute);padding:8px 10px 4px}
.sresults a.sr-i{display:block;padding:9px 10px;border-radius:6px;text-decoration:none;color:var(--ink)}
.sresults a.sr-i:hover,.sresults a.sr-i.act{background:var(--peach)}
.sresults .sr-t{font-weight:600;font-size:.93rem;display:flex;justify-content:space-between;gap:8px}
.sresults .sr-t mark{background:none;color:var(--brand);padding:0}
.sresults .sr-k{font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;background:#ede9fe;color:var(--purple);padding:1px 8px;border-radius:99px;white-space:nowrap;align-self:center}
.sresults .sr-d{font-size:.8rem;color:var(--mute);margin-top:1px}
.sresults .sr-all{display:block;text-align:center;padding:10px;font-weight:700;color:var(--brand);text-decoration:none;border-top:1px solid var(--line);margin-top:4px}
.sresults .sr-none{padding:14px 10px;font-size:.9rem;color:var(--mute)}
.nav-search{display:none}
.sbig{max-width:640px;margin:18px 0 0}.sbig .search{max-width:none}.sbig .search input{padding:14px 14px 14px 40px;font-size:1rem;background-position:14px center}
.sgroup{margin:34px 0 8px}.sgroup h2{font-size:1.2rem;border-bottom:2px solid var(--brand);display:inline-block;padding-bottom:2px}

.nav{margin-left:auto}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:0;align-items:center}
.nav li{position:relative;margin:0}
.nav a.t,.nav button.t{display:block;padding:10px 11px;color:var(--ink);text-decoration:none;font-weight:500;font-size:.93rem;background:none;border:0;cursor:pointer;font-family:inherit;border-radius:6px}
.nav a.t:hover,.nav button.t:hover,.nav li:focus-within>.t{color:var(--brand)}
.nav .sub{display:none;position:absolute;left:0;top:100%;min-width:240px;background:#fff;border:1px solid var(--line);border-radius:8px;box-shadow:var(--shadow);padding:8px;flex-direction:column}
.nav li:hover>.sub,.nav li:focus-within>.sub,.nav li.open>.sub{display:flex}
.nav .sub a{display:block;padding:8px 12px;border-radius:6px;color:var(--ink2);text-decoration:none;font-size:.92rem}
.nav .sub a:hover{background:var(--peach);color:var(--brand)}
.burger{display:none;background:none;border:1px solid var(--line);border-radius:6px;padding:8px 12px;font-weight:600;color:var(--ink);cursor:pointer}
.hdr-cta{display:flex;gap:8px;align-items:center;flex:none}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 24px;border-radius:6px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font:700 .97rem var(--font);transition:background .15s,transform .15s}
.btn:hover{transform:translateY(-1px)}
.btn-p{background:var(--brand);color:#fff}.btn-p:hover{background:var(--brand-d);color:#fff}
.btn-s{background:#fff;color:var(--brand);border-color:var(--brand)}.btn-s:hover{background:var(--peach);color:var(--brand-d)}
.btn-w{background:#16a34a;color:#fff}.btn-w:hover{color:#fff;background:#12853d}
.btn-g{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}.btn-g:hover{color:#fff;background:rgba(255,255,255,.12)}
.btn-pu{background:var(--purple);color:#fff}.btn-pu:hover{background:var(--purple-d);color:#fff}
.btn-sm{padding:9px 16px;font-size:.88rem}
/* hero */
.hero{background:linear-gradient(100deg,#fff 0%,#fff 45%,var(--peach) 100%);padding:38px 0 48px;border-bottom:1px solid var(--line)}
.hero h1{color:var(--ink)}.hero .lead{color:var(--ink2)}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:36px;align-items:start}
.hero .ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.trust{display:flex;flex-wrap:wrap;gap:8px 22px;margin:18px 0 0;padding:0;list-style:none;font-size:.9rem;color:var(--ink2)}
.trust li{margin:0;padding-left:22px;position:relative;font-weight:500}
.trust li::before{content:"\2713";position:absolute;left:0;color:var(--ok);font-weight:800}
.crumbs{font-size:.85rem;margin-bottom:14px;color:var(--mute)}.crumbs ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li{margin:0}.crumbs li+li::before{content:"/";margin-right:6px;opacity:.5}.crumbs a{color:inherit}
/* highlights strip */
.hstrip{background:var(--purple);color:#fff}
.hstrip .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.hstrip div{padding:16px 18px;border-right:1px solid rgba(255,255,255,.2)}.hstrip a{color:#fff}
.hstrip div:last-child{border:0}
.hstrip dt{font-size:.74rem;text-transform:uppercase;letter-spacing:.07em;opacity:.8}
.hstrip dd{margin:2px 0 0;font-weight:700;font-size:.95rem}
.hstrip dl{display:contents}
/* course tab bar */
.tabs{position:sticky;top:64px;z-index:40;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 6px rgba(0,0,0,.04)}
.tabs .wrap{display:flex;gap:4px;overflow-x:auto;scrollbar-width:none}
.tabs a{padding:14px 16px;color:var(--ink2);text-decoration:none;font-weight:500;font-size:.92rem;border-bottom:3px solid transparent;white-space:nowrap}
.tabs a:hover{color:var(--brand);border-color:var(--brand)}
/* cards */
.grid{display:grid;gap:20px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;box-shadow:0 1px 2px rgba(17,24,39,.04);display:flex;flex-direction:column;transition:box-shadow .2s,border-color .2s}
.card:hover{box-shadow:var(--shadow);border-color:#d6d3f0}
.card h3{margin-bottom:.4em}.card h3 a{color:var(--ink);text-decoration:none}.card h3 a:hover{color:var(--brand)}
.card p{color:var(--mute);font-size:.95rem}.card .more{margin-top:auto;font-weight:700;text-decoration:none;color:var(--brand)}
.card.flag{border:2px solid var(--brand);background:linear-gradient(180deg,var(--peach),#fff)}
.tag{align-self:flex-start;font-size:.7rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;background:#ede9fe;color:var(--purple);padding:3px 10px;border-radius:99px;margin-bottom:10px}
.card.flag .tag{background:var(--brand);color:#fff}
.ticks{list-style:none;padding:0}.ticks li{padding-left:28px;position:relative}.ticks li::before{content:"";position:absolute;left:0;top:.45em;width:16px;height:9px;border-left:3px solid var(--ok);border-bottom:3px solid var(--ok);transform:rotate(-45deg) scale(.8)}
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0}.chips li{background:#fff;border:1px solid #d6d3f0;border-radius:99px;padding:6px 14px;font-weight:500;font-size:.9rem;margin:0;color:var(--purple)}
.path{display:flex;flex-wrap:wrap;gap:0;list-style:none;padding:0}
.path li{flex:1 1 140px;background:#fff;border:1px solid var(--line);padding:16px;margin:0 -1px 0 0;font-weight:700;color:var(--ink);text-align:center}
.path li:first-child{border-radius:8px 0 0 8px}.path li:last-child{border-radius:0 8px 8px 0}
.path li small{display:block;font-weight:400;color:var(--mute);margin-top:4px}
.path a{color:var(--purple)}
.acc details{border:1px solid var(--line);border-radius:var(--r);background:#fff;margin-bottom:10px}
.acc details[open]{border-color:var(--purple)}
.acc summary{cursor:pointer;padding:15px 18px;font-weight:600;color:var(--ink);list-style:none;display:flex;justify-content:space-between;gap:12px;align-items:center}
.acc summary::-webkit-details-marker{display:none}.acc summary::after{content:"+";font-size:1.4rem;color:var(--brand);line-height:1}
.acc details[open] summary::after{content:"\2212"}.acc details>div{padding:0 18px 14px}
.acc summary span.n{background:#ede9fe;color:var(--purple);font-size:.75rem;padding:2px 10px;border-radius:99px;margin-right:10px}
.acc ul{margin:0}
.two{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.toc{background:var(--soft);border:1px solid var(--line);border-radius:var(--r);padding:16px 22px;margin:0 0 28px}.toc strong{color:var(--ink)}
.cta-band{background:linear-gradient(120deg,var(--purple),#3b2f84);color:#e5e7eb;border-radius:12px;padding:40px;text-align:center}
.cta-band h2{color:#fff}.cta-band .ctas{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:18px}
.note{border-left:4px solid var(--brand);background:var(--peach);padding:12px 16px;border-radius:0 8px 8px 0;font-size:.95rem}
.lead-form{background:#fff;border:1px solid var(--line);border-top:4px solid var(--brand);border-radius:var(--r);padding:18px;box-shadow:var(--shadow)}
.lead-form h2,.lead-form .fh{font-size:1.1rem;margin-bottom:10px}
.lead-form input,.lead-form select,.lead-form textarea{width:100%;margin:0 0 10px;padding:10px 11px;border:1px solid #d1d5db;border-radius:6px;font:inherit;font-size:.92rem;background:#fff;color:var(--ink)}
.lead-form textarea{resize:vertical;min-height:58px}
.lead-form ::placeholder{color:#9ca3af}
.lead-form .row{display:grid;grid-template-columns:1fr 1fr;gap:0 10px}
.lead-form .btn{width:100%}
.hp{position:absolute;left:-9999px}
.msg-ok{background:#dcfce7;color:#14532d;padding:12px 16px;border-radius:6px;margin-bottom:14px}
.msg-err{background:#fee2e2;color:#7f1d1d;padding:12px 16px;border-radius:6px;margin-bottom:14px}
.prose{max-width:75ch}.prose h2{margin-top:1.8em}.prose h3{margin-top:1.4em}
.prose table,.tbl{border-collapse:collapse;width:100%;margin:0 0 1.4em;font-size:.95rem}
.prose th,.prose td,.tbl th,.tbl td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}.prose th,.tbl th{background:var(--soft);color:var(--ink)}
.tblw{overflow-x:auto}
.meta{color:var(--mute);font-size:.9rem}
/* footer */
.ftr{background:var(--dark);color:#9ca3af;padding:52px 0 40px;font-size:.93rem}
.ftr h2{color:#fff;font-size:.95rem;text-transform:uppercase;letter-spacing:.06em}.ftr a{color:#d1d5db;text-decoration:none}.ftr a:hover{color:var(--brand)}
.ftr ul{list-style:none;padding:0}.fgrid{display:grid;grid-template-columns:1.3fr repeat(5,1fr);gap:24px}
.fbot{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;font-size:.82rem}
/* advisor bar (desktop) / sticky cta (mobile) */
.advbar{position:fixed;bottom:0;left:0;right:0;z-index:60;background:#000;color:#fff;text-align:center;padding:11px 12px;font-size:.92rem}
.advbar a{color:#fff;font-weight:700;text-decoration:none;margin:0 6px}.advbar a.o{color:var(--brand)}
.sticky-cta{display:none}
@media(max-width:1100px){.hdr .wrap>.search{display:none}}
@media(max-width:960px){.nav-search{display:block;margin-bottom:8px}.nav-search .search{max-width:none}.sresults{min-width:0;position:static;margin-top:6px;box-shadow:none}}
@media(max-width:960px){
 .burger{display:block}.hdr-cta .btn{display:none}
 .nav{display:none;position:absolute;left:0;right:0;top:64px;background:#fff;border-bottom:1px solid var(--line);max-height:calc(100vh - 64px);overflow:auto;padding:10px 20px 20px;margin:0}
 .nav.open{display:block}.nav ul{flex-direction:column;align-items:stretch}
 .nav .sub{position:static;display:none;box-shadow:none;border:0;padding:0 0 0 12px;min-width:0}
 .nav li.open>.sub{display:flex}
 .allc{margin-left:auto}.mega{grid-template-columns:1fr;width:92vw;max-height:70vh;overflow:auto}
 .hero-grid,.two,.g2,.g3,.g4,.fgrid{grid-template-columns:1fr}
 .hstrip .wrap{grid-template-columns:1fr 1fr}.hstrip div:nth-child(2){border:0}
 .lead-form .row{grid-template-columns:1fr}
 .path{flex-direction:column}.path li,.path li:first-child,.path li:last-child{border-radius:0;margin:0 0 -1px}
 section.sec{padding:40px 0}
 .advbar{display:none}body{padding-bottom:50px}
 .sticky-cta{display:grid;grid-template-columns:1fr 1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:60;background:#fff;border-top:1px solid var(--line);box-shadow:0 -4px 20px rgba(0,0,0,.08)}
 .sticky-cta a{padding:14px 4px;text-align:center;font-weight:700;font-size:.9rem;text-decoration:none;color:var(--ink)}
 .sticky-cta a.e{background:var(--brand);color:#fff}.sticky-cta a.w{background:#16a34a;color:#fff}.sticky-cta a.c{background:#fff;color:var(--ink)}
 .hdr .wrap{gap:8px}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

.btn-call{background:#fff;color:var(--ink);border-color:var(--ink)}.btn-call:hover{background:var(--ink);color:#fff}
.advbar .sep{opacity:.4;margin:0 4px}